AMINA Bank, a Swiss‑regulated digital asset bank, announced on 16 July 2026 that it has become the first regulated bank to embed Mesh’s crypto payments network into its online banking platform. The integration allows AMINA clients to verify wallet ownership and deposit stablecoins and other digital assets directly from more than 300 wallet providers and exchanges in a single workflow.

Mesh, founded in 2020, describes itself as the first global crypto payments network that connects hundreds of wallets, exchanges and payment service providers. The platform offers instant, cross‑chain transfers and settlement in stablecoins or local currency without the need for a one‑off wallet or additional KYC steps. AMINA’s announcement follows a series of regulatory approvals that have expanded the bank’s footprint from Switzerland to Abu Dhabi, Hong Kong and, most recently, the European Union under the Markets in Crypto‑Assets (MiCAR) framework.

The move addresses a gap that has existed between regulated banking infrastructure and the growing demand for stablecoin‑based payments. According to data cited by AMINA, real‑world stablecoin payments doubled in 2025 to $400 billion, with 60 % of the increase coming from business‑to‑business flows such as corporate treasury, cross‑border settlement and payment service provider clearing. AMINA’s integration of Mesh is positioned as a solution that brings the speed and frictionlessness of stablecoin transfers into a regulated banking environment.

AMINA’s chief product officer, Myles Harrison, explained that the bank’s clients previously had to complete wallet‑signing on external platforms and verify addresses through multi‑step manual processes before depositing into a bank account. The new Mesh integration streamlines this process: clients select a wallet provider, verify ownership, and deposit within the AMINA platform in a few clicks. Harrison added that the bank plans to extend the technology to streamline wallet verification during client onboarding later in the year.

Mesh’s technology is built on a verification layer that confirms wallet ownership before a transfer is initiated. The network’s architecture supports instant settlement in stablecoins, which is a key feature for businesses that need to move value quickly across borders. The partnership also aligns with broader industry trends that see stablecoins becoming a preferred medium for cross‑border payments due to lower fees and faster settlement times compared with traditional correspondent banking.

AMINA’s regulatory journey began in April 2018 when the company was founded in Zug, Switzerland. The bank received FINMA approval in 2026 and subsequently obtained licenses in Abu Dhabi (February 2022), Hong Kong (November 2023) and Austria (October 2025) under MiCAR. These licences give AMINA a presence in key financial centres and enable it to offer regulated digital asset services across multiple jurisdictions.

The integration is expected to have implications for both AMINA’s client base and the broader crypto‑payments ecosystem. By providing a regulated channel for stablecoin deposits, AMINA may attract corporate treasuries and payment service providers that previously avoided crypto due to regulatory uncertainty. At the same time, Mesh’s verified deposit technology could serve as a model for other regulated banks seeking to offer seamless crypto‑payments services.

In the coming months, AMINA plans to roll out additional features that will further reduce friction in wallet verification and onboarding. The bank has not yet disclosed a timeline for these enhancements, but it has indicated that the Mesh partnership is a foundational step toward a fully integrated digital asset banking experience.

The partnership between AMINA and Mesh illustrates how regulated banks can adopt emerging payment technologies while maintaining compliance with local and international regulations. As stablecoin usage continues to rise, the ability to move digital assets safely and efficiently between wallets, exchanges and regulated banking accounts will likely become a critical capability for institutions operating in the digital‑asset space.